Three plans, priced for real pet parents

For a healthy young pet, accident-and-illness coverage typically starts around $19–$25/mo for cats and $35–$50/mo for dogs, though your exact price depends on species, breed, age, ZIP code, and the deductible, reimbursement rate, and annual limit you choose. Our Essential plan starts from $19/mo and Signature from $69/mo. The fastest way to know your real number is a free 2-minute quote.

A deductible is the amount you pay out of pocket each policy year before reimbursement kicks in. Ours range from $100 to $500. A higher deductible lowers your monthly premium; a lower deductible costs a bit more monthly but pays back sooner. We'll show you the trade-offs live in your quote so you can pick what fits your budget.

Core accident-and-illness plans focus on the unexpected, not routine care. If you want coverage for exams, vaccines, and dental cleanings, our Signature plan folds routine and wellness care in, and some carriers offer a wellness add-on you can attach to a base plan. We'll show you both options in your quote.

Most carriers insure pets of all ages, though some cap the enrollment age for new policies and premiums are higher for older pets. Yes — like most insurance, premiums generally rise as your pet ages and vet costs climb. Enrolling while your pet is young locks in coverage before conditions become pre-existing and keeps your starting price lower.

Yes. There are no long-term contracts. You can cancel your policy at any time, and most carriers offer a money-back review period after enrollment. If your needs change, we'll also re-shop your coverage rather than let you overpay.

Yes — you can cover as many pets as you have, each on the plan that fits them best. Many of the carriers we work with offer a multi-pet discount when you insure more than one. Tell us about your whole crew in the quote and we'll apply every discount you qualify for, including the Telehealth Member Discount.